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Commercial Real Estate Solutions

ACQUSITION AND
PERMANENT FINANCING

We arrange tailored acquisition financing for stabilized or value-add properties, including multifamily, hospitality, and other income-generating assets. Through our network of capital providers—offering options such as agency loans (Fannie Mae/Freddie Mac), traditional mortgages, and life company financing—we help clients access long-term solutions with competitive terms. Loan-to-value (LTV) ratios can reach up to 80%, depending on project specifics, allowing for substantial leverage while maintaining flexibility.

BRIDGE LOANS

For short-term funding needs, we arrange access to bridge loans, providing investors with quick capital for value-add acquisitions or property renovations. These structures are ideal for properties that are not yet stabilized, helping clients bridge the gap between acquisition and permanent financing—while seizing time-sensitive opportunities in the commercial real estate market.

CONSTRUCTION LOAN

Njord Capital Group arranges comprehensive construction financing for ground-up developments across asset classes such as multifamily, industrial, and retail. In today’s market, loan-to-cost (LTC) ratios generally reach up to 75%, striking a balance between leverage and risk. With flexible terms and staggered draws, these facilities support efficient project execution from start to finish while adapting to the current economic landscape.

MEZZANINE FINANCING

For projects requiring higher leverage, mezzanine debt can fill the gap between senior financing and equity. This hybrid structure provides developers with access to additional capital while preserving ownership. Mezzanine financing is well-suited for large-scale projects where supplemental funding is needed to achieve the desired capital structure.

C-PACE FINANCING

C-PACE (Commercial Property Assessed Clean Energy) financing supports energy-efficient and water conservation improvements for commercial properties. Typically covering 20–30% of eligible improvement costs, C-PACE is repaid through a property tax assessment. When incorporated into the capital stack, it can reduce reliance on traditional senior debt, often resulting in a lower blended cost of capital and greater flexibility. With long-term, fixed-rate repayment structures, C-PACE enables developers to boost property value, reduce operating expenses, and align projects with sustainability goals.

REFINANCE SOLUTIONS

We also arrange refinancing solutions for commercial properties, helping investors unlock equity, reduce debt costs, or transition from short-term to long-term financing. Through partnerships with life companies, CMBS lenders, and agency programs, we connect clients with competitive terms that provide long-term stability for their assets.

EQUITY FINANCING

In cases where debt financing doesn’t fully meet project needs, Njord Capital Group connects developers with equity sponsors through its network. These introductions allow for supplemental capital and can strengthen a project’s capital structure while creating strategic partnerships that drive long-term value.

Realize your real estate goals with financing built around your needs. Partner with Njord Capital Group today and take the next step toward success.

FEATURED OFFERINGS

Housing Complex

Fannie Mae /Freddie Mac Alternative-Non-Stabilized 

Multi-Family & Mixed-Use

$2MM to $300MM

  • Purchase, construction takeout, rate-term refinance

  • 80% occupied with clear path to 90% stabilization

  • Mixed-use comprising up to 40% 

  • Up to 80% LTV

  • Minimum DSCR 1.00x

Modern Apartment Complex

Fannie Mae /Freddie Mac

Small Balance $1MM-$7MM

Multi-Family & Mixed Used

  • Purchase, construction takeout, rate-term refinance

  • 90% stabilized, 5+ units

  • Mixed-use comprising up to 35%

  • Up to 80% LTV

  • Interest only available

  • Minimum DSCR 1.20x (depending on markets)

Empty apartment

Non-Owner Occupied Single Family

$75K to $2MM

  • Purchase, rate-term refinance, or cash-out

  • Single rental property loans for landlords

  • Up to 80% on purchase, up to 75% on cash-out

  • Minimum DSCR:1.10x

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