Njord Capital Group helps businesses get access to payroll funding solutions that provide fast, short-term capital to cover payroll needs. Think of it as a line of credit or insurance dedicated to payroll—once approved, businesses can access up to $500K as needed. This option is ideal for seasonal cash flow gaps or unexpected expenses, offering a more cost-effective alternative to Merchant Cash Advances (MCAs) and factoring.
​

• Same-Day Funding: Access up to $500K with a fast and easy application process--approval can be within 1-2 business days.
   

• Flexible Repayment: Repay within 0-4 weeks based on your company's cash flow, with no early payment penalties.
   

• *Affordable Terms: Only 1.5% weekly for the funds used, offering an affordable, flexible solution for businesses needing immediate payroll support.
   

• Prequalification: To qualify, businesses must have at least 5 employees, 2 years in business, and an average monthly revenue of $25K.
   

This is the smart, cost-effective alternative to MCA and factoring, providing the funds you need when you need them, without unnecessary costs or complicated terms.

*Terms differ for businesses in New York. New York-based businesses are subject to a factor rate of 1.06 for a 4-week term or 1.03 for a 12-week term.