An established apparel business boasting over 5 years of industry experience finds itself in a precarious financial situation. With a steady monthly revenue averaging $400,000, they are burdened by three existing Merchant Cash Advance (MCA) accounts and a defaulted loan, amounting to a daunting total balance of $400,000. Their monthly commitments to capital providers stand at approximately $140,000, exacerbating their financial strain.

The business urgently requires $40,000 in working capital to fulfill an impending purchase order. However, their overleveraged status and credit profile preclude them from securing additional unsecured advances or term loans from traditional lenders.

Enter our tailored program, meticulously designed to address the specific needs of businesses like theirs. By meticulously evaluating their business type, longevity in the industry, revenue, and EBITDA (Earnings Before Interest, Tax, Depreciation, Amortization), we determined their eligibility for our program.

Through our intervention, the business experienced a transformative shift in their financial landscape. Their monthly payment obligations plummeted from $140,000 to a manageable $14,000, representing an impressive reduction of nearly 90%. Moreover, at the time of closing, their commitments to previous capital providers were fully satisfied, offering them a fresh start and renewed financial stability.